As an Atlantic Canadian insurance broker with over three decades of experience, Higgins Insurance understands the unique needs of union members and shift workers. We know you work hard, often during unconventional hours, to achieve your goals. That’s why we’re here to help you make the most of your union membership with exclusive insurance benefits that could save you up to 25% on your premiums.
10 Smart Tips for Maximizing Your Group Insurance Benefits
1. Take Advantage of Union Member Exclusive Discounts
Don’t leave money on the table! As a union member, you have access to special group rates that can save you up to 25% on your home and auto insurance. These discounts are negotiated specifically for hardworking professionals like you.
2. Extend Benefits to Your Family
Your loved ones can share in the savings too. Your spouse, common-law partner (after three years of cohabitation), and dependents under 25 may all qualify for your group discount rates. Be sure to inquire about family coverage options.
3. Bundle Your Coverage Wisely
Maximize your savings by combining multiple insurance types. Higgins Insurance offers comprehensive coverage options including auto, home, recreational, motorcycle, and life insurance through our network of 19 national and regional insurance companies.
4. Leverage Our Time-Saving Services
Skip the hassle of comparing multiple insurance providers on your own. Our experienced brokers will do the legwork for you, saving you valuable time while finding the best rates and coverage options suited to your needs.
5. Explore Additional Discount Opportunities
Beyond your group discount, you may qualify for extra savings based on factors like your driving record, home security systems, or mortgage-free status. Our brokers will help identify every possible discount you’re eligible for.
6. Trust in Quality Coverage
With Higgins Insurance, you’re not just getting cheaper rates – you’re getting premium coverage from a trusted broker with over 30 years of experience in Atlantic Canada. We prioritize both affordability and quality protection.
7. Benefit from Local Expertise
Unlike distant call centers, we’re your neighbors. Our local presence means we understand the specific insurance needs of Atlantic Canadians and can provide personalized service when you need it most.
8. Get Professional Guidance
Insurance policies can be complex. Our experienced brokers will help you understand the fine print and ensure you have the right coverage for your specific situation. We’re here to demystify insurance terms and conditions.
9. Access Dedicated Advocacy
As your insurance broker, we work for you, not the insurance companies. In the event of a claim, you’ll have a dedicated advocate in your corner ensuring your interests are protected.
10. Make the Switch Seamlessly
Changing insurance providers doesn’t have to be complicated. Our team will guide you through the process, making it quick and straightforward to start saving on your insurance premiums.
Real Results from Real Clients
Don’t just take our word for it. Here’s what one of our satisfied clients had to say:

The Higgins Insurance Difference
At Higgins Insurance, we understand that your time is valuable, especially if you’re working shift work or late nights. That’s why we’ve made it our mission to provide efficient, professional service while securing the best possible rates for our clients. With access to 19 leading insurance companies, we have the resources and expertise to find the perfect coverage solutions for your unique needs.
Ready to start saving? Contact Higgins Insurance today to discover how much you could save with our exclusive group insurance rates. Your wallet will thank you!



