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Switching Your Home and Auto Insurance to Higgins Insurance: A Quick and Easy Guide

switch auto insurance

If you’re considering switching your car and home insurance, you’re not alone. Many people are looking for ways to save money and make sure they’re getting the best coverage for their vehicles and homes. While the process of switching insurance providers may seem daunting, it doesn’t have to be. In this blog post, we’ll provide you with some key tips and advice to successfully switch your car and home insurance. We’ll cover topics such as comparing different insurance policies, understanding what coverage is best for you, and how to make the switch. By the end of this post, you’ll have all the knowledge you need to make the switch and find the right insurance provider for your needs.

1. Compare quotes from different insurance companies

When it comes to switching car and home insurance providers, one of the most important steps is to compare quotes from different companies. At Higgins Insurance, we understand that finding the right price and coverage can be time-consuming, so we make it easy to get a quote quickly. This will help you get an idea of the coverage options available and what each company is offering. Take your time to compare quotes and make sure you understand the coverage offered by each company.

2. Identify the coverage you need

Once you have made the decision to switch to Higgins Insurance for your vehicle and home insurance, the next step is to assess the coverage you require. While your current provider may have supplied you with minimal protection, Higgins Insurance offers a range of plans that are tailored to suit your individual requirements. Your insurance policy will be dependent on your personal needs, but some of the most important coverages to take into consideration are liability, collision, and comprehensive. Consider what is most important to you, we source our partners to provide you with high liability limits and rental car coverage.

3. Review the paperwork for your current policy

The next step in the process of switching your car and home insurance is to review the paperwork for your current policy. It’s important to understand exactly how your current policy works and the types of coverages you have. Take the time to review your policy documents and make sure you understand what is and isn’t covered. Once you’ve done this, you can compare it to what Higgins Insurance offers and determine if a switch is right for you. Getting a quote from Higgins Insurance is the best way to get an accurate comparison and find the best car and home insurance for you.

4. Ask about any applicable discounts

When considering a switch in car and home insurance providers, it is important to look into the available discounts. At Higgins Insurance, we have numerous discounts for car and home insurance for municipal, provincial, and federal workers. For more information about the cost of switching and the discounts that may apply, please contact and request a quote from Higgins Insurance. Additionally, you can find our links to learn more about the discounted rates for municipal, provincial, and federal workers. 

5. File your new policy with the insurance company of your choice

Once you have compared quotes, identified the desired coverage, and reviewed your current policy, it is time to file your new policy with the insurance company of your choice. Here at Higgins Insurance, the process is simple and straightforward. Simply complete the online quote, provide payment information, and your policy is ready to go!

Ultimately, switching your car and home insurance can be a simple process, as long as you take the time to compare policies, consider all your options, and ask the right questions. By planning ahead and doing your research, you can make sure you have the coverage you need at the best price. With the right policy, you can drive and sleep easily knowing you’re protected.

In conclusion, switching your car and auto insurance to Higgins Insurance is a simple and straightforward process. By following these five steps, you can easily switch to Higgins Insurance and enjoy all the benefits that come with it. If you have any questions, our friendly and knowledgeable staff is always here to help. So why wait? Switch to Higgins Insurance today and start enjoying the peace of mind that comes with knowing you’re protected.