Every day, first responders, tow truck operators, and road maintenance crews put themselves in harm’s way to help others. But far too often, they’re placed at serious risk by drivers who fail to slow down or move over.
At Higgins Insurance, we believe awareness is the first step toward prevention. That’s why we’re teaming up with Sgt. Scott and Jeff Cronk, MBA, FCIP, CRM – Vice President, National Claims at CURO, to unpack why Move Over laws exist, what they mean for you, and how compliance can help save lives—and protect your wallet.
1. Legal Compliance & Liability
Move Over laws are not optional—they’re essential. These laws require drivers to slow down and change lanes when approaching stopped emergency or service vehicles displaying flashing lights.
Failing to comply can lead to severe consequences:
Legal penalties including fines and demerit points.
Liability exposure if your negligence causes an accident or injury.
Impact on insurance claims, since non-compliance can affect how fault is determined and whether subrogation applies.
It’s important to note that Move Over legislation varies by province and state, meaning both drivers and claims professionals must be aware of local requirements.
Understanding the rules can help ensure fair claims handling and reduce disputes over liability.
“When drivers ignore Move Over laws, it’s not just a traffic violation—it’s a dangerous act that puts lives at risk. Awareness and action can prevent tragedy.”
— Sgt. Scott
2. Claims Trends & Risk Exposure
Across Canada, there’s been a rise in roadside collisions involving tow trucks, police, paramedics, and utility workers. Many of these incidents are linked to distracted or speeding drivers who fail to recognize the hazard until it’s too late.
According to insurance data, these claims tend to be high-severity events, often resulting in bodily injury or fatalities. They’re also among the most complex and costly claims to resolve, given the combination of personal injury, property damage, and potential litigation.
“From a claims perspective, these are among the toughest losses we see. They’re preventable, yet devastating—for victims, families, and insurers alike.”
— Jeff Cronk, Vice President, CURO Claims
3. Prevention: Technology and Awareness
The best way to reduce roadside risk is through proactive prevention.
Modern telematics systems and driver-assist technology can detect flashing lights or sudden speed drops ahead, issuing alerts to prompt the driver to slow down. Fleet operators are increasingly using these tools to train drivers and reduce liability exposure.
For more practical prevention tips, check out our partner article from CAA:
CAA Roadside Safety Tips: How to Stay Safe When Your Car Breaks Down
Safe Driving Tips: Move Over Laws in New Brunswick
Move Over laws exist nationwide, but New Brunswick’s regulations (Section 168.1 of the Motor Vehicle Act) are especially clear about what’s expected:
Slow Down
Reduce your speed to half the posted limit when passing stopped emergency or service vehicles with flashing lights. Always proceed with caution, adjusting for weather, traffic, and visibility.Move Over Safely
If it’s safe to do so, change lanes away from the stopped vehicle. On multi-lane roads, you must move out of the lane directly beside the stopped emergency or service vehicle if it’s possible and safe.If You Can’t Move Over, Slow Down Even More
When conditions don’t allow a safe lane change, you must slow down significantly and pass with caution. The law allows you to stop completely if necessary and safe to do so.
Who’s Protected Under the Law?
Move Over laws apply when the following vehicles are stopped with flashing lights activated:
Emergency Vehicles: Police, fire, and ambulances (red flashing lights)
Service Vehicles: Tow trucks, road maintenance, and public or private utility vehicles (amber flashing lights)
These workers perform essential duties that keep our roads safe and functional. Giving them the space and respect they deserve isn’t just courteous—it’s the law.
Penalties for Failing to Comply
In New Brunswick, failure to slow down and move over when required can result in:
A fine of $292.50
Three (3) demerit points on your driving record
These penalties emphasize how seriously the law treats these violations. But the real cost comes in the form of preventable injuries, deaths, and emotional trauma.
“Every fine or ticket is meant to remind drivers that this is about more than money—it’s about protecting lives.”
— Sgt. Scott
Safe Driving Checklist: How to Stay Compliant
Know the Law: Familiarize yourself with Move Over regulations in your province.
Reduce Speed Early: Start slowing down as soon as you see flashing lights.
Change Lanes Safely: Always signal before moving over and ensure it’s safe to do so.
Stay Alert: Look well ahead and be prepared for sudden stops.
Avoid Distractions: Put away your phone and keep your focus on the road.
Adapt to Conditions: In poor visibility, reduce speed earlier and give more space.
Respect Roadside Workers: Remember that every person working on the roadside has someone waiting for them to come home safely.
Final Word
Move Over laws exist for one reason—to save lives. Whether you’re driving through Saint John, Moncton, or Fredericton, slowing down and changing lanes when you see flashing lights isn’t just a legal requirement—it’s a moral one.
At Higgins Insurance, we proudly support initiatives that promote road safety and protect those who serve on our highways. Stay aware, stay patient, and do your part to make New Brunswick’s roads safer for everyone.