Summer is right around the corner, and that means it’s about time to dig out some of your favorite recreational vehicles to take on the great outdoors.
Your recreational vehicles are a big part of your lifestyle, from the RV you’ve been using for family trips to the boat you use to explore the lake. But with all the time and care you put into keeping your recreational vehicles in tip-top shape, you probably want to know that they’ll be covered in the event of an accident.
Recreational insurance is a way for you to protect your recreational vehicles and ensure that you have the coverage you need when you need it most.
Do You Really Need to Insure Your Recreational Toys?
Recreational insurance is a type of insurance that protects your recreational vehicles and your possessions and earnings while you’re traveling in them. It can provide coverage for your recreational vehicles if they’re damaged or stolen. It can also help cover the costs associated with using your recreational vehicles, such as repairs and replacement items.
Most importantly, recreational insurance can help ensure that you have the coverage you need if you’re in an accident. Most policies will cover your recreational vehicle’s repair costs and the medical expenses of those involved in the accident.
So – Do you really need recreational insurance? The answer is absolutely yes!
Higgins Insurance Can Help You Protect Your Summertime Recreational Vehicles
Whether your recreational vehicles are used for everyday activities or the occasional camping trip, you want to ensure that they’re protected from the unexpected. That’s where recreational insurance can come in handy. Higgins Insurance can help you protect your summertime recreational vehicles with suitable types of coverage, so you can focus on enjoying your favorite pastimes without worry.
Some of the most popular policy inquiries we receive during the spring and summertime include:
The summer months are a great time to bring out your motorbike and hit the open road! Whether you’re a weekend warrior or a professional racer, you want to make sure your motorbike is protected in the event of an accident.
Recreational insurance can help protect your motorbike in the event of an accident. Some policies will even cover your motorbike if it’s stolen or damaged.
Whether you’re restoring a classic car to its original condition or enjoying the added horsepower of a performance upgrade, you love to take your classic car out on the open road. But with all the time and care you put into keeping your classic car in tip-top shape, you probably want to know that it’ll be covered should something happen.
Recreational insurance for classic and antique cars can help protect your investment in the event of an accident. Policies can include specialized coverages specifically designed for classic and antique vehicles, collision coverage, etc.
When it’s time to hit the open waters, you want to make sure that not only your boat is covered in the case of the unforeseen, but those who are on the boat with you as well. That’s where recreational insurance can come in handy.
Policies can and will vary depending on your unique needs, but may include collision coverage, property protection, and even bodily injury liability.
Whether you’re an RV enthusiast looking to hit the open road this summer or just taking the camper out for a weekend in the woods, you want to make sure your recreational vehicle is protected from the unexpected.
With a recreational insurance policy covering RVs, campers, motorhomes, and/or travel trailers, you can rest easy knowing that your summertime fun is protected. Some policies include specialized coverage for these types of vehicles. Depending on your specific needs, a broker will be able to help you create a customized policy that meets your needs and protects your investment.
ATVs are popular among recreational vehicle owners for a variety of reasons. For some, ATVs provide a great way to get outside and experience the great outdoors. For others, ATVs offer a fun and exciting way to travel. Whatever your reasons for owning an ATV, recreational insurance can help protect your investment in the event of an accident. Some policies will even cover the cost of repairs or replacement of damaged property.
Protect Your Recreational Toys with Higgins
Whether you own a travel trailer, motorhome, an RV, or another type of recreational vehicle, recreational insurance can help protect your investments and ensure that you’re covered in the case of an unexpected collision or other events.
With the right coverage, you can rest easy knowing that your recreational toys are protected and able to continue to be used for years to come.
Start the summer fun off right with a recreational insurance policy from Higgins Insurance! Contact our team today to get started.