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Navigating Parking Lot Hazards: A Guide to Safety and Awareness

Parking lot


On April 29, 2024, Edwin Earl, Digital Marketing Coordinator, and Bob Keays, Director of Business Development, convened with Sgt. Evan Scott of Traffic Services, Kennebecasis Regional Police Force. Parking lot accidents significantly contribute to motor vehicle incidents in our community and Atlantic Canada. With nearly half of all auto claims at Higgins Insurance originating in parking lots, addressing this issue is paramount. This blog aims to raise awareness and provide practical solutions to mitigate parking lot accidents.

Understanding Parking Lot Dynamics:

Parking lots are bustling microcosms of activity, where vehicles, pedestrians, and shopping carts converge. Understanding the dynamics at play is crucial for safe navigation.

Common Causes of Parking Lot Accidents:

Identifying the root causes of parking lot accidents illuminates areas for improvement and prevention.

  • Backing Out and Collisions: Backing out of a parking spot poses risks of colliding with pedestrians, cyclists, or stationary objects.
  • Competing for Spaces: The frenzy of finding a parking spot can lead to collisions with other vehicles, exacerbated by road rage.
  • Stationary Object Collisions: Parking lot infrastructure, like signs and blocks, can become collision points, especially in crowded lots.

Guidelines for Safe Parking Lot Practices:

Adhering to safety protocols can significantly reduce the likelihood of parking lot accidents.

  • Parking Strategy: Pulling through parking spaces when feasible minimizes the need for backing out, mitigating risks.
  • Driving Caution: Observing designated lanes and avoiding shortcuts across parking spaces promotes smoother traffic flow.
  • Awareness and Alertness: Vigilance for pedestrians, cyclists, and erratic vehicle movements is paramount in congested lots.
  • Strategic Parking: Choosing spots away from high-traffic areas reduces exposure to potential collisions.
  • Door Opening Precautions: Being mindful of adjacent traffic when opening car doors prevents accidents.
  • Witness Awareness: Seeking out witnesses and gathering evidence can clarify fault in parking lot incidents, aiding insurance claims.

Response Protocol for Parking Lot Accidents:

In the event of an accident, swift and systematic action can mitigate damages and streamline insurance processes.

  • Safety First: Ensuring the safety of all involved parties takes precedence, with medical assistance summoned if needed.
  • Police Involvement: Contacting law enforcement to document the incident and collect evidence is essential for liability determination.
  • Documentation and Evidence: Gathering information, including witness accounts and photographic evidence, strengthens insurance claims.
  • Insurance Reporting: Promptly notifying insurance providers facilitates claims processing and resolution.

Insurance Solutions for Parking Lot Safety:

Securing comprehensive auto insurance coverage is a proactive measure against parking lot mishaps.

  • Tailored Policies: Higgins Insurance offers a range of auto insurance options tailored to individual needs, providing financial protection and peace of mind.
  • Risk Mitigation: Educating clients on parking lot safety aligns with our commitment to proactive risk management.
  • Community Collaboration: Partnering with local law enforcement and community stakeholders fosters collective efforts in promoting parking lot safety.


Parking lot accidents may seem trivial, but their prevalence underscores the need for heightened awareness and proactive measures. By adhering to safety guidelines, implementing response protocols, and securing robust insurance coverage, individuals can navigate parking lots with confidence and reduce the risk of accidents. At Higgins Insurance, our dedication to community safety drives our commitment to empowering clients with the knowledge and resources needed to stay safe on the roads, even in the seemingly mundane spaces of parking lots.