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Maximizing Your Coverage: The Benefits of Bundling Your Home and Auto Insurance with Higgins Insurance

bundle auto and home insurance

When it comes to protecting your most valuable assets, it’s important to have the right insurance coverage in place. One way to ensure that you’re getting the best coverage at the best price is by bundling your home and auto insurance with Higgins Insurance. But what exactly is an insurance bundle, and what are the benefits of combining your home and auto insurance? In this blog post, we’ll explore the answers to these questions and more.

An insurance bundle, also known as a package policy, is a combination of two or more types of insurance coverage from the same insurer. In the case of home and auto insurance, it means that you would have both your home and your car insured under the same policy with the same insurance company. By bundling these two types of insurance, you can enjoy a number of benefits that you wouldn’t get by insuring them separately.

1. Lower Premiums 

One of the primary advantages of combining your home and auto insurance with Higgins Insurance is lower premiums. By bundling both your home and auto insurance policies, you can save up to 15% on your premiums. As a bonus, you can also enjoy the convenience of making one payment for both policies instead of having to pay two separate bills. Plus, you’ll have one point of contact for all your insurance needs, making it easier to get the coverage you need.

2. No Gaps in Coverage 

When you combine your home and auto insurance policies with Higgins Insurance Bundle, you get peace of mind knowing that you are covered no matter what happens. With no gaps in coverage, you can be sure that you will be taken care of in the event of a claim. Plus, with one policy, you can take advantage of discounts and savings that may not have been available to you when you had separate policies. With Higgins Insurance Bundle, you get the best of both worlds: more protection and more savings.

3. 24/7 Claim Support 

Finally, when you bundle your home and auto insurance, you’ll have the peace of mind of knowing that your assets are protected by the same insurer. This can give you added confidence in your coverage and make it easier to manage your insurance needs over time.  We know that accidents can happen at any time, so our customer service team is available to you 24/7. This means that no matter what time of day or night it is, you can have your claim taken

care of quickly and easily. We understand that time is of the essence after an accident, so our team is dedicated to ensuring your claims are handled efficiently and with the utmost care.

4. Potential Bonus Benefits

When you purchase a Higgins Insurance Bundle, depending on which of our partners your policy is with, you will have the opportunity for increased personal liability coverage and one deductible for both policies.

Increased personal liability coverage*

In the event of a lawsuit, this coverage can help to cover legal expenses, court costs, and any damages that you may be ordered to pay. With a Higgins Insurance Bundle, you can rest assured that you are protected from any potential liability.

One deductible for both policies*

You’ll get the protection of two policies with the convenience of a single deductible.  This can save you money in the event of a claim, as you won’t have to pay two separate deductibles.

(*Note:  Not all Higgins Insurance partners offer increased personal liability coverage and/or one deductible for both policies.  Speak with one of our brokers to find the best bundle for you.)

In conclusion, combining home and auto insurance into a single policy can provide you with more protection and savings. It also simplifies the process of filing and tracking claims, as you only need to contact one company and keep track of one policy.   If you’re currently paying for separate home and auto insurance policies, it’s worth considering bundling them together to see if it’s right for you. Feel free to reach out to us for more information or to get a quote on bundled home and auto insurance. We’ll be happy to help you explore your options and find the coverage that’s right for you.