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Heat Pumps in Atlantic Canada: What You Need to Know

heat pumps
Photo Credit: Danny Cavanagh

Taking care of your home is one of the most important things you can do as a homeowner. A heat pump is a great way to make sure your home stays comfortable during the winter and summer months. Whether you want to install a new heat pump or you’re looking to replace an older model, here’s what you need to know about heat pumps in Atlantic Canada.

What is a Heat Pump?

A heat pump is a device that helps you keep your home warm without using a lot of energy. Heat pumps draw heat from low-temperature places, such as outside your home, and transfer it inside where you need it most. A heat pump is a home heating and cooling device that works by moving heat from one place to another.

This system uses a lot less energy than other heating systems, making it a good choice for those trying to reduce their energy bills.  

Types of Heat Pumps

Your home’s heat pump system is integral to your heating and cooling plan. It’s responsible for moving heat from one part of your home to another and keeping your home at a comfortable temperature. In Atlantic Canada, the most common type of heat pump are Ductless and Mini-Split.

You can find a variety of different types of heat pumps here.

Ductless/Mini-Split Heat Pumps

Ductless heat pumps are small units installed inside or outside your home. Mini-split heat pumps are similar, but they’re a little bigger. Both heat pumps work by transferring heat between indoor and outdoor air. You can also find heat pumps that combine these two types. Ductless heat pumps are referred to as mini-split heat pumps. Mini Split heat pumps consist of one outdoor unit feeding multiple indoor units!  

5 Benefits of Having a Heat Pump in Your Home

Are you considering installing a heat pump in your home? Here are a few benefits worth exploring:

1. Energy Efficient

Heat pumps are one of the most energy-efficient heating systems you can install in your home. They use a fraction of the energy of traditional heating systems, such as furnaces and boilers.

2. Improved Air Quality

Heat pumps can help improve the air quality in your home. They can help reduce the number of pollutants in your home and clear the air. This can be especially helpful in older homes with many air leaks.

3. Minimal Maintenance Required

Heat pumps are easy to maintain and repair. You can use them for a long time without needing to do much work. This can help keep your energy bills low while still providing you with the heating you need. Just make sure to schedule annual maintenance to keep your heat pump running at peak efficiency.

4. Provide Some Health Advantages

Some heat pumps offer a few health advantages. For example, certain types of heat pumps can provide a small amount of humidity in your home. This can help improve your air quality and reduce the amount of dust and pollen in your home. Humidity from heat pumps can also help reduce the effects of dry skin and asthma. 

5. Minimal Noise

Heat pumps are also one of the quietest heating systems you can install in your home. This can help reduce the amount of noise in your home. Most models are designed to run at low to moderate speeds, which reduces the amount of noise they produce.     

Heat Pump FAQ

Still have some questions about heat pumps, their benefits, and whether you can cover them as part of your home insurance? Here are a few answers to some of our most frequently asked questions:

Will My Home Insurance Cover a Heat Pump?

Mini Split – Heat Pumps are not insurable as a primary source of heat. You would only be covered if you also have a furnace or another type of heating system, such as a electric baseboard. The heat pump is then used to supplement your other heating system.   IF the heat pump is ducted, it CAN be insured as a primary source of heat.

Are Heat Pumps Good Replacements for Furnaces?

If they are ducted throughout the home, yes, these are perfectly fine units. If you are choosing to heat your home with a mini-split heat pump you would be required to keep your furnace as your primary source of heat and use the mini-split as your secondary source of heat. 

How Much Do Heat Pumps Cost?

This will depend on several factors including, the type of heat pump you want, the size of the home, and the location. For example, a small heat pump designed for a small house will likely be less expensive than a large heat pump designed for a larger home.

Are There Rebates for Installing a Heat Pump into My Home?

Several local and government programs are designed to help you cover the cost of installing a heat pump into your home. This can include tax credits, grants, and low-interest loans. You should contact your local authority or government agency to see if there are any programs available in your area.  Rebates (saveenergynb.ca) 

Insuring Your Heat Pump with Higgins Insurance

Higgins Insurance is committed to helping our customers save money on the coverage they need. That’s why we offer a variety of home insurance packages designed to protect your home.

Have questions about heat pumps or how to get them covered under your home insurance? Then contact us today and we’ll be happy to answer any questions you may have!