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Be Prepared with Recreational Insurance for ATV Riding

Recreational insurance might not be the first thing you think of when you think about hitting the trails on your ATV. However, recreational insurance is an important aspect of owning recreational vehicles. Accidents can happen, and it is best to be prepared for them. Consider getting recreational insurance from Higgins Insurance to feel confident and safe while shredding the trails. While out on a ride, be sure to remember the following safety tips to ensure a fun ride.
1) Always wear your gear.
No matter how long or short of a ride you plan on, always wear your riding gear. Accidents can happen, and it is good to be prepared and protected. Recreational insurance can protect your property, but you need to protect yourself! Be sure to wear your helmet, goggles, boots, gloves, and any specialty clothing that you have to protect your skin. 

2) Ride with a group.
If possible, avoid riding alone. Not only is riding with friends more fun, but riding in a group is a great way to ensure that you’re all riding safely. In a group setting, you’ll be around to help a rider if unexpected circumstances arise. Be sure that your group of friends also have their machines and equipment covered under recreational insurance.

3) Don’t drink and drive.
Don’t drink and drive. It’s an obvious tip, but one should never operate a motorized vehicle while under the influence of drugs or alcohol. It is still possible to get a DUI or DWI on an ATV, and you are much more likely to cause an accident or be in an accident while under the influence.

4) Don’t wear headphones.
Riding while wearing headphones makes it difficult or impossible to hear the other riders around you. Not being aware of what is happening around you increases your chances of getting in an accident.

5) Be aware of your surroundings.
It’s better to know what’s going on around you, so pay attention to signs on the trails. Don’t trespass on private property. Focus on the trail ahead so you know how to approach upcoming mounds, hills, and bumps.

6) Don’t fool around.
ATV riding is exciting, but it can be easy to start driving recklessly. However, fooling around, recklessly on ATVs never ends well. Prevent hurting yourself and your ATV by riding responsibly.

Recreational insurance is an important part of being a responsible ATV owner. Instead of worrying about damaging your vehicle, ride responsibly and have fun, knowing that your machine is covered by recreational insurance. Contact the skilled brokers from Higgins Insurance to find the best coverage at the lowest rates.

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